Critical Illness Insurance

Jim Harmsworth, BA, CFP, FMA, CIM, Financial Planner, Credential Financial Strategies Consider The Facts.

According to Statistics Canada (1999) the probability of developing some form of cancer in our lifetime is 1 in 3.

In 2002 there were an estimated 136,900 new cases of cancer in Canada.

Since 1970 the incidence of cancer has increased at the rate of 1% annually.

Sixty-seven percent of current cancer treatment costs are unfunded.

One in four Canadians will experience some form of heart disease or suffer a stroke.

If you could protect yourself and your family from the devastating effects of a critical illness, wouldn't you want to?

Critical Illness Insurance pays a living benefit to you upon the diagnosis of a critical illness. You can use the lump sum payment for any of a number of purposes including;

1) Replace your income while you are off work recovering.

2) Replace your income so you can stay home with a loved one to assist

with his / her recovery.

3) Pay for needed treatments or accommodations to your home or vehicle.

The choice is yours. There are a number of plans available that may cover up to 24 different illnesses. Plans are also available to

protect your children, because unfortunately critical illnesses do not discriminate.

Think about it, who do you know that has suffered a critical illness? How did it affect their life and that of their family?

It doesn't always happen to the other guy.

For assistance in determining the right insurance protection plan for you, call Jim Harmsworth, your Credential Financial

Strategies Financial Planner, at 705-431-5566 or drop by the Credential Financial Strategies Centre located at 8034 Yonge Street for a nocost, no-obligation consultation.

Credential Financial Strategies Inc. is a member company under Credential Financial Inc., offering financial planning, life insurance and investments to members of credit unions and their communities. Credential is a registered mark owned by Credential Financial Inc. and is used under licence.