The foundation of a financial plan
Perhaps you're finding yourself saying, "OK, I've read all the articles and the books about how important it is to have a financial plan, and I want one.... But how do I build one?".

Jim Harmsworth, Peoples Credit Union

In putting together a financial plan, there are many areas that need to be considered. A great place to start is by drafting a list based on factors that include, but are not limited to;

1) Your current situation and responsibilities, including financial and family obligations

2) Your short and long term goals and objectives for yourself and your family

3) Any barriers or obstacles that may exist now or in the future that could prevent you from achieving your goals

Once you have outlined the elements that impact your financial situation, the next step is to identify potential solutions that will help you achieve your goals and avoid the obstacles. A

financial planning professional can help you implement your strategy in partnership, and perform periodic and regular reviews to ensure that your plan is working.

Partnering with an accredited financial planner is a great way to ensure that you establish a strong financial foundation for you and your family to build upon. Building a financial plan can be very challenging. That's why it is best to work with an accredited

financial planner who can help to keep you on track. There is no better time than now to start building your plan, so call your planner or adviser today to put your plan into action!

We would be pleased to help you with any questions you may have regarding this information. Just contact Jim Harmsworth, Financial Planner, at 431-5566, or drop into the Stroud branch of Peoples Credit Union.